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*DAHA ONCE BA$KASI TARAFINDAN GONDERILMI$ MAILLER, maillerden yerli yersiz alinmak, terbiye/ho$goru sinirini a$an tarti$malar, toplumun hassas oldugu konularda ki$kirtma ve propaganda, diger yuzlercesinden bir farki olmayan resimler, ic karartici yazilar, ozel gun ve kutlamalarda kuru/birbirinin ayni mesajlar, internette aranabilicek bi$eyi ille gruptan istemek, kaynagi/dogrulugu belirsiz bilgiler burada kabul gormez.
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a da yazmama ragmen henuz yeni yayina koydular. Bir hafta 10 gun sonra laf olsun diye bir cevap ancak alirim sanirim. Sesimin duyurulmasinda yardimci olursaniz sevinirim. Bugun benim basima gelen yarin baskalarinin da basina gelmesin. Durum kisaca soyle :
Bank Asya Caglayan Subesi'ne Haziran Ayi'nda 100.000 YTL konut kredisine basvurdum ve kredim onaylandi. Bu arada Turkiye Finans'tan daha iyi bir rakam almama ragmen daha once buradan tasit kredisi de kullandigim icin biraz da ayip olmasin dusuncesiyle Bank Asya'da karar kildik. 7 Temmuz'da kullanilmak uzere anlastik. Tum evraklar ve tapu vs. ayarlandi.
Sozlesildigi uzere ayin yedisinde tapuya gidilecekti ancak insaat firmasi ile banka arasinda bir turlu mutabakat saglanamadi. Insaat firmasi satis esnasinda bloke cek almadan taahhutname ile tapu vermem derken, Bank Asya'da ipotek koymadan bloke cek vermem dedi. Ortada bir turlu bulusturamadik. Vekalet dahil her turlu cozumu onerirken hicbirine olumlu yanit alamadim. Bu arada insaat firmasi da (ismini simdilik zikretmek istemiyorum ama sanirim onun da zamani gelecek) diger insaat firmalarindan farkli olarak hic ama hic yardimci olmadi.
Caglayan Sube genel mudurluk izin vermiyor derken, insaat firmasindan ogrendigimize gore Merter Subesi inisiyatif kullanarak satis esnasinda bloke ceki satis esnasinda vermis. Ayni konuda Albaraka ve Turkiye Finans ile de gorustuk, her turlu kolayligi gosteririz sorun degil dediler. Ancak ben vazgecip oralardan kredi kullanmak istedigimde ise yeni artan kar payi oranlarindan dolayi 7-8 milyar fazla para odemek zorunda kaliyorum.
Tum aramalarima ragmen ulasamadigim sube mudurune 2 gun sonunda nihayet ulasabildim ancak inanin benim elimde degil, tum yetki genel mudurlukte dedi. Uzun uzun bir seyler anlatti ama netice sifir! Genel Mudurlukten birilerine ulasmaya calistigimda da ondan ona ondan ona en son Nihal Hanim adinda bir bayana bagladilar ve kendisi Caglayan Sube'den Mehtap Hanim ile goruserek bana doneceklerini soylemelerine ragmen 3 gundur donen olmadi.
Genel Mudurluk karari dedikleri icin bu karari veren kisilerle muhatap olmak istedim, ne web sayfasindan, ne 444 lu numaralardan kimseye ulasamadim. Yetkili birini telefona istiyorum vermiyorlar, biz sizi arayacagiz deyip aramiyorlar. Bu nasil musteri memnuniyetidir, nasil Mutlu Musteri Hatti'dir anlayamiyorum. Adeta benimle dalga geciyorlar.
Simdi eski bir musteri olarak Bank Asya'nin ilgili birimlerine soruyorum:
1. Baska bankalar bana her konuda yardimci olacaklarini soylerken benim bankam neden bana yardimci olmuyor? Benim subem ya da soyledikleri gibi banka genel mudurlugu inisiyatif kullanmiyor?
2. Eger simdi krediyi baska yerden kullanmaya itileceksem 7-8 bin YTL zararimi kim karsilayacak? Magduriyetimi kim giderecek.
3. Madem boyle yokus yapacaktiniz neden bunu zamaninda soylemediniz de ben Turkiye Finans'tan ya da Albaraka'dan kredi kullanmadim.
4. Yabanciya gitmesin diye Bank Asya'yi tercih ettik hata mi ettik? Bir daha tovbe deyip butun hesaplarimi kapatip cevremdekileri de yonlendirerek baska bankalarla mi calismaliyim?
5. Hepsinden onemlisi bir haftadir sinirlerim bozuldu. Is yerimde de calisamaz oldum. Manevi olarak bana yasattiginiz berbat bir haftanin (ki hala da cozulmus degil) bedelini kim odeyecek? Bu konuda sorumlularin inanci varsa eger diger dunyada da elim yakasinda olacak. Hakkimi helal etmiyorum.
I.
Similar posts: billiards digest
Bank Asya Caglayan Subesi'ne Haziran Ayi'nda 100.000 YTL konut kredisine basvurdum ve kredim onaylandi. Bu arada Turkiye Finans'tan daha iyi bir rakam almama ragmen daha once buradan tasit kredisi de kullandigim icin biraz da ayip olmasin dusuncesiyle Bank Asya'da karar kildik. 7 Temmuz'da kullanilmak uzere anlastik. Tum evraklar ve tapu vs. ayarlandi.
Sozlesildigi uzere ayin yedisinde tapuya gidilecekti ancak insaat firmasi ile banka arasinda bir turlu mutabakat saglanamadi. Insaat firmasi satis esnasinda bloke cek almadan taahhutname ile tapu vermem derken, Bank Asya'da ipotek koymadan bloke cek vermem dedi. Ortada bir turlu bulusturamadik. Vekalet dahil her turlu cozumu onerirken hicbirine olumlu yanit alamadim. Bu arada insaat firmasi da (ismini simdilik zikretmek istemiyorum ama sanirim onun da zamani gelecek) diger insaat firmalarindan farkli olarak hic ama hic yardimci olmadi.
Caglayan Sube genel mudurluk izin vermiyor derken, insaat firmasindan ogrendigimize gore Merter Subesi inisiyatif kullanarak satis esnasinda bloke ceki satis esnasinda vermis. Ayni konuda Albaraka ve Turkiye Finans ile de gorustuk, her turlu kolayligi gosteririz sorun degil dediler. Ancak ben vazgecip oralardan kredi kullanmak istedigimde ise yeni artan kar payi oranlarindan dolayi 7-8 milyar fazla para odemek zorunda kaliyorum.
Tum aramalarima ragmen ulasamadigim sube mudurune 2 gun sonunda nihayet ulasabildim ancak inanin benim elimde degil, tum yetki genel mudurlukte dedi. Uzun uzun bir seyler anlatti ama netice sifir! Genel Mudurlukten birilerine ulasmaya calistigimda da ondan ona ondan ona en son Nihal Hanim adinda bir bayana bagladilar ve kendisi Caglayan Sube'den Mehtap Hanim ile goruserek bana doneceklerini soylemelerine ragmen 3 gundur donen olmadi.
Genel Mudurluk karari dedikleri icin bu karari veren kisilerle muhatap olmak istedim, ne web sayfasindan, ne 444 lu numaralardan kimseye ulasamadim. Yetkili birini telefona istiyorum vermiyorlar, biz sizi arayacagiz deyip aramiyorlar. Bu nasil musteri memnuniyetidir, nasil Mutlu Musteri Hatti'dir anlayamiyorum. Adeta benimle dalga geciyorlar.
Simdi eski bir musteri olarak Bank Asya'nin ilgili birimlerine soruyorum:
1. Baska bankalar bana her konuda yardimci olacaklarini soylerken benim bankam neden bana yardimci olmuyor? Benim subem ya da soyledikleri gibi banka genel mudurlugu inisiyatif kullanmiyor?
2. Eger simdi krediyi baska yerden kullanmaya itileceksem 7-8 bin YTL zararimi kim karsilayacak? Magduriyetimi kim giderecek.
3. Madem boyle yokus yapacaktiniz neden bunu zamaninda soylemediniz de ben Turkiye Finans'tan ya da Albaraka'dan kredi kullanmadim.
4. Yabanciya gitmesin diye Bank Asya'yi tercih ettik hata mi ettik? Bir daha tovbe deyip butun hesaplarimi kapatip cevremdekileri de yonlendirerek baska bankalarla mi calismaliyim?
5. Hepsinden onemlisi bir haftadir sinirlerim bozuldu. Is yerimde de calisamaz oldum. Manevi olarak bana yasattiginiz berbat bir haftanin (ki hala da cozulmus degil) bedelini kim odeyecek? Bu konuda sorumlularin inanci varsa eger diger dunyada da elim yakasinda olacak. Hakkimi helal etmiyorum.
I.
Similar posts: billiards digest
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Made of solid birch, this arm bar stool gets its inspiration from Queen Anne and Chippendale designs interpreted by American Colonial craftsmen. Along with a swivel mechanism, it features cabriole front legs with ?C scroll carving, Chippendale rear legs, a tattered shell back splat, cyma curved scroll arms, and an upholstered seat. Finished in a lightly distressed deep cherry. Some assembly required. Features: -Seat height: 31 -Finished in a lightly distressed deep cherry -Upholstered in beige chenille fabric: 55% cotton and 45 polyester -Cabriole front legs with ?C scroll carving -Plain tapered Chippendale rear legs -Artificially aged to produce an antique appearance -Carved, pierced tattered shell back splat -Cyma curved scroll arms -Memory self returning swivel mechanism -Antique brass finished foot rail -Some assembly required -Suited for Residential Use Only -1 year warranty against material/workmanship/manufacturing defects -Dimensions: 47.25 H x 25 W x 20.5 D -Suited for Residential use only Assembly Instructions Powell Furniture: A Commitment to Excellence: Founded in 1968, Powell Furniture has been a leading producer of design-driven, high-quality products for nearly 40 years. Powells success is a result of their service-oriented culture, broad product offerings, and an industry-wide reputation for reliability, integrity and honesty. With Powell Furniture, youre sure to get great products, award-winning designs, and unsurpassed value! A Leader in Safety and Design Innovation: As the furniture industry has changed, Powell Furniture has continued to lead the way with innovative new designs and unrivaled product safety. You can be sure that all Powell Furniture products are tested and certified by an independent testing laboratory to meet or exceed all minimum requirements of the American Society for Testing and Materials (ASTM)F1427-04 and U.S. Code of Federal Regulations (CFR Title 16 Part 1513). Industry-leading manufacturing techniques ensure that all Powell Furniture products maintain the highest levels of functionality, durability, and safety. Award-Winning Design, Award-Winning Quality: Powell Furniture has been finalist or winner of the prestigious Pinnacle Award the last 4 years. Presented annually by the American Society of Furniture Designers (ASFD), the Pinnacle Award recognizes excellence in design quality and is among the most sought-after recognitions in the furniture industry. -View the Max Bedroom Collection - 2007 Finalist. -View the Z Bedroom Collection - 2006 Winner. -View the Kitchen Butler - 2005 Finalist -View the Monster Bedroom Collection - 2004 Winner.
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Americano new top 10 >>> billiards digest
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Bridge Business Bancorp Provides $4.5 Million Revolver to Olhausen Billiard Manufacturing, Inc. to Help Grow the Company.
CHICAGO, March 13 /PRNewswire/ Bridge Business Bancorp, an operating division of Bridge Finance Group, provided Olhausen Billiard Manufacturing Inc. with a $4,500,000 Revolver in order to refinance existing debt and provide working capital to help grow the Company.
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CHICAGO, March 13 /PRNewswire/ Bridge Business Bancorp, an operating division of Bridge Finance Group, provided Olhausen Billiard Manufacturing Inc. with a $4,500,000 Revolver in order to refinance existing debt and provide working capital to help grow the Company.
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- Music:Southern All Stars
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Greece is famous for hosting the Olympics, but they also have many other things to offer visitors, including science, drama, philosophy, and art. Fifteen million tourists take a Greece vacation every single year. When taking a holiday in Greece, you will find that most of the attractions are centered in Athens, but there are outside areas that offer you just as much to look at. Here are some things that you should be sure to see when you discover Greece.
1. Acropolis. This is the most famous attraction in Greece, so you will want to be sure to add it to your list first when you discover Greece. You will be in awe of the retelling of the Olympian legends and the stunning majesty of the Parthenon.
2. Ancient Agora. Below the Acropolis, you will find these ruins where philosophy greats Socrates and Plato taught and talked. On the western hill of the site, you will find the Temple of Hephaestos. There are even some trees and shrubs that are just as old as the ruins in this area.
3. Athens helicopter tour. On your holiday in Greece, you can board a helicopter and fly over the major spots. This can give you an unusual view of the attractions and it will only take about 30 minutes. This is a great way to get some unique pictures that you will enjoy.
4. Hellenic National League football game. This is called soccer in the United States, but it is football all over the rest of the world. This game is a fun and rowdy way to see how the locals cheer their favorite team on and is an activity that you do not want to miss.
5. Athens Marathon. If you happen to take a Greece vacation during the month of November, then you can sign up to run in the Athens Marathon. It follows the same path as the Olympic marathon that was run. What a fun and exciting activity for you to do!
6. Volunteer. Many organizations need your help to do projects all over Greece. These include the ARCHELON Sea Turtle Society. Look online and see if there are some opportunities to use your talents and skills on your vacation in Greece.
7. National Archaeological Museum. Schliemanns Agamemnon is displayed here. It is thought to be the death mask of the king that dates back to the 16th century B.C. The controversy comes in due to the fact that the Trojan War did not start until the 20th century, which would mean that the mask is not Agamemnons at all. People still flock to this museum to see the ancient artifacts, however.
8. Hiking the Vindos Gorge. The Guinness Book of World Records has named this gorge as the deepest one in the world. You will find unique plants and trees on your hike down into the canyon. It may be hot and humid when you begin your hike, but it will get cooler when you begin to go down into the canyon, due to the fact that the cliffs shade you from the sun.
9. Crete beaches. The German and British people have long enjoyed the beaches in Crete. You will find that the nightlife in this country is very wild and exciting. The refreshing Mediterranean breeze will add to the relaxing feel of these beautiful beaches.
10. Rockwave Festival. This music festival lasts for three days and features many different artists and bands that perform. There are different stages for different musical genres, including blues, dance music, and more. This can be the perfect top off to the historical knowledge that you have learned.
Being very passionate about Spain, Clinton Maxwell edited quite a few web pages in this specific area.
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Dave Alciatore has taught mechanical engineering at Colorado State University, Fort Collins, Colo., for 18 years and uses the mechanics of billiards to help his students learn mechanical engineering and physics principles. In his classes, Alciatores students have worked with a private cue manufacturer to reduce aka the angle produced in the initial cue balls path by an off-center hit. The students built a cue-testing machine from scratch to measure and compare different cue sticks by measuring squirt. Up next? The students plan to add sensors to measure vibrations and compare speed of the cue stick and design the ideal cue stick.
In 1998, Alciatore took a sabbatical in Washington, D.C., to work on a textbook and a government project. To fill his down time, he joined a pool league and read books on pool playing. He decided to write his own book after observing incorrect descriptions in other books of the physics behind billiards.
Alciatore's own book, The Illustrated Principles of Pool and Billiards, was published in 2004. Since then, he has written a monthly column for Billiards Digest. He also has created several popular academic websites.
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Dave Alciatore has taught mechanical engineering at Colorado State University, Fort Collins, Colo., for 18 years and uses the mechanics of billiards to help his students learn mechanical engineering and physics principles. In his classes, Alciatores students have worked with a private cue manufacturer to reduce aka the angle produced in the initial cue balls path by an off-center hit. The students built a cue-testing machine from scratch to measure and compare different cue sticks by measuring squirt. Up next? The students plan to add sensors to measure vibrations and compare speed of the cue stick and design the ideal cue stick.
In 1998, Alciatore took a sabbatical in Washington, D.C., to work on a textbook and a government project. To fill his down time, he joined a pool league and read books on pool playing. He decided to write his own book after observing incorrect descriptions in other books of the physics behind billiards.
Alciatore's own book, The Illustrated Principles of Pool and Billiards, was published in 2004. Since then, he has written a monthly column for Billiards Digest. He also has created several popular academic websites.
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